If you have been in an accident in Charlotte and you can not work, you may have tried to file a Social Security Disability (SSD) claim. If it hasn't happened yet, there is a good chance you might get a denial letter in the mail in response to your claim. This is not totally uncommon and should not be a cause for panic. Moreover, you should not give up on the claim.
There are a number of reasons why the Social Security Administration (SSA) might deny a claim for benefits. These reasons can range anywhere from a simple administrative error to the appearance of fraud. However, knowing some of the common causes can help you understand the reason for the denial and how to respond to it or avoid an error with the initial filing.
The disability is directly related to continued substance abuse
While the SSA will approve benefits for individuals who have a mental or physical disability due to past substance abuse, it is likely it will deny benefits if continued abuse is causing the disability. In other words, if the individual abusing drugs or alcohol would alleviate the disability by discontinuing use of either substance, then the SSA would not consider the individual disabled and eligible for benefits.
You make too much money
If your income is too high, it could also cause a denial of benefits. For instance, if you are able to work part-time, you could earn too much money to be eligible for certain social security benefits. The SSA uses an income-based formula to make this determination.
Your disability is not long term
If your injury or illness does not last for at least one year, the SSA will most likely deny the claim. You will have to prove that your disability is long term and will last for one year or more in order to qualify for benefits.
You ignored your doctor
When you file an SSD claim, you will have to prove that you are not only receiving treatment but also following your doctor's orders. For example, if physical therapy is part of your treatment plan and you do not attend, you might receive a denial of benefits.
There are several other reasons why you might receive a Social Security Disability denial. However, in many cases, you may be able to file an appeal. Since the process is often complicated, it is important that you consider reaching out for help so that you know what to expect in North Carolina.