Workers' compensation benefits can help people who have been injured on the job, providing them with funds to cover medical expenses and lost wages while they recover. But what if they never fully recover?
Social Security Disability and Supplemental Security Income are two programs that provide benefits for people who are unable to work for a living due to injury, illness or other condition. However, the two programs are very different from each other.
Although people may not like to talk about it, many Charlotte residents suffer with alcoholism or some form of drug addiction. Oftentimes, they are still able to go to work and live productive lives despite their struggles. However, such behavior does have a tendency to take its toll on the body. On some occasions, a person may develop a medical or mental health problem that can be directly tied, or partially tied, to his or her addiction. These problems can force a North Carolina resident out of the work force permanently, leaving them to find some means of paying the bills.
According to those in charge, the trust fund that helps cover Social Security disability payments to injured and ill North Carolina workers has experienced a new lease on its life. Experts now say that the fund will run out of money by 2052. Last year, they predicted the fund would be depleted in 2032, or in less than 15 years from now. While this is not wonderful news, it does mean there is more breathing room for lawmakers and others to resolve the funding issues which have recently affected the Social Security Disability program.
Thankfully, the American Social Security system recognizes that, like physical injuries and ailments, mental illnesses can leave a person unable to work. As in the case with other types of illness, many North Carolina residents who suffer from a mental illness may be eligible for, and need, the financial stability that a monthly disability check offers.
If the President and the Social Security Administration have their way, the Administration will start to review the social media posts of applicants and recipients of disability benefits on a broader basis. The two parties are purportedly working on a proposal that would make such monitoring more common than it is currently.
As this blog has discussed on previous occasions, the point of Social Security disability is to provide income to Charlotte, North Carolina, residents, along with workers in the rest of the country, when they are disabled and not able to earn an income.
When a Charlotte resident suffers an injury, they may need a few days to recover from their pain and to rest before they resume their normal activities. If they incur their injury while doing their job, then they may be entitled to pursue workers' compensation to help them through their time off from work. However, if their injury or ailment is so severe that they cannot return to work, they may have options for seeking disability benefits from the Social Security Administration.
The Social Security Administration has composed what is known as the "blue book." In it, a person can find listings of all qualified medical conditions and corresponding criteria that must be met in order to be approved for Social Security Disability. However, many claimants do not present with circumstances that qualify for approval based on medical conditions alone. This does not mean that a claim cannot be approved, but rather that it must be put through a medical-vocational qualification process known as GRID rules.