The Employee Retirement Income Security Act (ERISA) came into law in 1974 with the goal of providing legal protection to employees with benefits plans provided by their employers. ERISA plans generally cover two types of benefits plans: welfare disability plans that provide benefits following work-related injuries, and retirement plans that…
The Employee Retirement Income Security Act (ERISA) is a crucial piece of federal legislation for any injured worker covered by an employer-provided disability plan or anyone with an employer-provided retirement plan. ERISA prevents those responsible for managing covered employees’ funds provided through such plans from engaging in any fiduciary malpractice.…
When you get hurt on the job, there is a lot going through your head. Not only do you have to recover from a new injury, but you also must determine how to pay for the medical bills, time off work, and other expenses associated with your situation. This is…
When most people think of career-ending injuries, they think of professional athletes. However, people in any industry and working at any level can suffer from an injury that ends their career. Most people use their brain and at least their arms and hands to do their work, and there is…
Our bodies have a high capacity to heal. When we cut our finger, scrape a knee, or suffer a bruise, our body works quickly to fix the issue while we go on with our day. Most times, we do not notice that healing is even occurring. Unfortunately, there are certain…
When most people go to work, they assume that they will remain safe during the workday. Although there are certainly dangerous occupations, most jobs have safety protocols and requirements. These help employees maintain their health, happiness, and ability to return to their families every night. Unfortunately, these systems are not…
If you file a workers’ compensation claim, it is important that you understand the basics of what will happen. This can help you make plans for medical care, family finances, and more. Understanding the steps and potential roadblocks can also help you move the process forward and get the compensation…
When you get hurt in the workplace, there are a lot of logistical and emotional considerations. Not only are you healing from an injury that could potentially affect your entire life, but you must also deal with the workers’ compensation system to get the compensation you need. On top of…
Personal injury law, also known as tort law, covers a person’s physical and psychological injuries because of someone else’s negligence. To win a personal injury case, the plaintiff must show that the defendant’s actions (or inaction) were the cause of the injury and that the defendant is liable for damages.…
A fender bender is a minor collision between two vehicles, usually occurring at low speeds. In North Carolina, fender benders are considered "minor incidents" and are typically handled by insurance companies without the need for intense police involvement or legal action. While fender benders may not seem like a big…