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Is North Carolina a No-Fault State for Auto Accidents?

On Behalf of Christian Ayers
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If you were recently involved in an accident, it is natural to wonder how you can recover and who is to blame. It’s vital to know your state’s fault rule, so is North Carolina a no-fault state for auto accidents? Under this system, fault comes into play only when insurance can’t cover the resulting damages, but it does not enforce the no-fault rule. Proving fault will be a crucial first step in your recovery.

Is North Carolina a no fault state for auto accidents?

Understanding Fault in Auto Accident Cases

Under the fault system for resolving vehicle accidents, the driver at fault for an accident is liable for the resulting damages. This means that an injured victim will need to prove fault for their accident before they will be able to recover any compensation for their losses. This will be easier in some cases than others, and it is vital to find an attorney who has experience resolving cases similar to yours.

For example, if you were hurt by a drunk driver, this type of accident claim can escalate into a complex series of legal proceedings due to the illegal nature of the defendant’s actions. A Charlotte drunk driving accident lawyer would be the ideal choice of legal representative for this type of case. If you experienced a distracted driving accident, you would want an attorney who has proven experience resolving these types of accident cases.

Proving liability for your accident may require multiple forms of evidence, and testimony from witnesses who saw your accident happen could also be valuable to your case. In some cases, attorneys can consult expert witnesses who can provide specific professional insights into the most complex details of a claim.

Once you have found the right attorney to handle your case, you will be able to start gathering evidence and witness testimony to solidify your claim. It is very important to remember that North Carolina enforces a contributory negligence rule. This means that if a plaintiff is found to bear any measure of fault for causing their claimed damages in any type of civil suit, it will prevent them from recovering any compensation from any other party.

Recovering From an Accident

Proving fault will be critical for your recovery, whether you anticipate recovering through an auto insurance claim, a personal injury suit, or a combination of legal efforts. When it comes to dealing with insurance, proving fault will be essential because an insurance company may attempt to deny a claim if their policyholder denies liability for the accident. This is just one example of the types of challenges you might encounter in your case.

With the right attorney representing you, you can approach the insurance claim filing process with confidence and feel prepared to build a comprehensive personal injury suit if necessary for your recovery. Whatever your case entails, the team at Ayers, Whitlow & Dressler is fully prepared to provide the legal counsel and guidance you need to navigate the aftermath of your car accident as efficiently as possible.


Q: How Do You Prove Fault for an Accident?

A: You can prove fault for an accident by gathering various forms of digital and physical evidence. Photos from the scene of the crash are typically invaluable, as are photos of the damage to your vehicle and your injuries immediately following the accident. Your attorney can help obtain digital evidence like vehicle computer data, cell phone records, and footage from traffic cameras. Witness testimony can also prove valuable for any car accident case.

Q: Can I Claim Compensation if I’m Partially at Fault for a Car Accident?

A: No, you cannot claim compensation if you are partially at fault for a car accident. The state enforces a contributory negligence rule, so if a plaintiff bears any level of fault for causing their claimed damages, it prevents them from recovering compensation from any other liable party. It’s common for at-fault drivers to assert contributory negligence to avoid paying for the damages they cause. Your attorney can help address any such allegations in your case.

Q: What Car Insurance Is Required?

A: Car insurance required in the state includes bodily injury liability coverage and property damage liability coverage. At a minimum, a policy must include $30,000 for bodily injury to a single person and $60,000 or more for bodily injuries to more than one person in a single accident. The policy must also include at least $25,000 in property damage liability coverage. While not required, uninsured motorist coverage is a valuable addition to an individual policy.

Q: Can I File a Claim for a Deceased Loved One After a Fatal Accident?

A: Yes, you can file a claim for a deceased loved one after a fatal accident. Your family would likely have grounds to file a wrongful death suit against whoever caused the accident. This type of personal injury claim seeks compensation for the losses suffered by the family of the deceased victim. The state enforces special rules for wrongful death suits, so it will be important to have trusted legal counsel if you pursue this type of claim.

Q: What Will It Cost to Hire an Attorney for a Car Accident Case?

A: The cost of hiring an attorney for a car accident case will depend on the attorney’s billing policy. Most attorneys handling personal injury cases accept such cases on a contingency fee basis, meaning the client pays their attorney a fee only if their attorney wins their case, and the fee is a percentage of the total case award. The attorneys at Ayers, Whitlow & Dressler use this billing system for our car accident clients in the state, ensuring you have access to affordable legal counsel.

The right attorney can have a tremendous positive effect on the outcome of your impending car accident case. Ayers, Whitlow & Dressler, can provide comprehensive assistance through every step of your recovery process, from proving fault to securing compensation for your losses. Contact us today to schedule a free consultation with our team and learn more about the legal services we offer our clients.