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Why the insurance company is suspicious of your claim

On Behalf of Christian Ayers
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When you pursue a worker’s compensation claim you may begin to feel like both your Employer and the insurance company are questioning whether you were really hurt or the seriousness of your injury.  We have some clients who say the questioning led them to believe the company or the insurance…

Social Security Disability: Fact v. Myth

On Behalf of Christian Ayers
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During the past year, there have been numerous media reports concerning the Social Security disability program. Many myths and inaccuracies exist. First, changes in the workforce explain most of the growth in the disability roles. Five factors exist. These are: 1) Baby boomers have aged into their high disability years.…

North Carolina trucking company fined after employee’s death

On Behalf of Christian Ayers
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Last week we discussed the efforts some North Carolina groups were making to improve safety on our state’s farms. One major area of concern on farms is the fact that farmers and farm workers have to operate and work around large machines. One other industry that requires employees to work…

Before fall harvest, NC farms look for new safety strategies

On Behalf of Christian Ayers
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Every year in North Carolina we hear about a few farming accidents. In fact, according to the U.S. Department of Labor, agriculture is the most dangerous industry in the country. Each year approximately 21 people in every 100,000 die on the job. That amounts to 475 farm-related deaths each year.…

Underinsured Motorist Coverage

On Behalf of Christian Ayers
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In NC, $100,000 in Underinsured Motorist Coverage isn’t exactly worth $100,000! Many people with this limit of coverage believe that their UIM coverage may pay an additional $100,000 in addition to what at an-fault party’s liability policy may pay for injuries. However, that is not the case. In North Carolina,…

8 North Carolina workers injured after scaffolding collapses

On Behalf of Christian Ayers
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Construction sites are notoriously dangerous for workers. Every year we hear about workers being injured or even killed when machinery malfunctions or debris comes crashing down. Despite the inherent dangers of working in construction, workers still have the right to expect that their employers and other third parties working on…