Workers who suffer job-related injuries or illnesses in North Carolina and who seek to file workers compensation benefit claims have two options available to them in seeking assistance. One is to use the North Carolina Industrial Commission, specifically its Workers Compensation Information Specialists Section. Beyond the information generally available on…
Often, an individual will be receiving long term disability benefits during the time that his social security disability claim is pending. In an employer funded plan, the eventual receipt of social security disability benefits will result in an obligation to repay the LTD insurance company from back benefits, less the…
If an individual is receiving long term disability insurance benefits from a plan provided through employment, an award of social security disability benefits often results in a dollar for dollar reduction of LTD benefits. This does not occur as frequently with long term disability plans directly purchased by an individual…
The Occupational Safety and Health Administration protects people from a variety of workplace injuries, illnesses, and deaths. One type of injury that is covered by OSHA and that you may not be familiar with is an ergonomic injury. The term ergonomic injury is used to describe any injuries or illnesses…
Workers’ compensation claims frequently, but not always take place in the context of employees being injured at their place of employment, such as a construction site, factory floor or office. But we at Ayers, Whitlow & Dressler know that what is most important in establishing a claim for workers’ compensation…
The receipt of long term disability insurance benefits does not reduce disability payments from the Social Security Administration. However, the reverse is not true. Receipt of SSA disability often reduces the amount of long term disability benefits paid based on the terms of the contract of insurance. It is very…
Disability benefits are subject to reduction on account of workers’ compensation benefits paid to an injured person. There is a formula used to do this. What’s important for you to know is that if you have received, or are receiving workers’ compensation benefits, please notify your attorney to avoid any…
The death of a family member from an incident connected to employment is extremely difficult for surviving family members. The purpose of workers’ compensation is to at least partially alleviate such work-related loss by providing weekly compensation payments and covering burial expenses. Navigating North Carolina’s Worker’s Compensation Act, however, can sometimes feel…
If you have a mental limitation that would affect your ability to handle your finances, the Administrative Law Judge or Social Security Administration may require that a Representative Payee be appointed. The Representative Payee would receive the check issued by SSA and is under an obligation to utilize the funds…
For a worker in this state to become a statistic, a workplace injury, illness or even a work-related death, is never a hoped-for outcome. Perhaps the only thing worse might be to be killed on the job and to not even be counted as a statistic; and that, it seems,…