The Importance of Insurance Company Medical Records in Social Security Disability Claims

Claimants who are receiving long-term disability from an insurance company either from an individual policy or through an employer are required to obtain assessments from treating physicians indicating the severity of their impairments and affect upon the ability to work. In many such cases, these forms can be used with good effect in a Social Security disability claim. Because most employer funded long-term disability plans provide for reduction in benefits if an individual receives Social Security disability benefits, the insurance company is usually eager to provide this information upon presentation of a valid release.