Employees may not recognize that Opt-out programs are a new and troubling trend in the United States. An Opt-out system essentially allows an employer to develop their own workplace injury plans. “Those plans generally cover fewer injuries, cut off benefit payments sooner, control access to doctors and even impose mandatory settlements” according to a NPR – ProPublica investigation. North Carolinians should be aware of this disturbing trend, and work to ensure that it does not affect employees in this state in the future.
NPR-ProPublica: Opt-Out Plans Let Companies Work Without Workers’ Comphttp://www.npr.org/2015/10/14/448544926/texas-oklahoma-permit-companies-to-dump-worker-compensation-plans
Contact a Charlotte work injury lawyer at the office of Ayers, Whitlow, Dressler if you want to know more about how opt-out could affect your benefits, and post below if you want to contribute to this conversation.